Terms

Last updated: July 2026

1. Acceptance

By using IOChanger, you agree to these terms. IOChanger provides a peer-to-peer marketplace for RMB-BDT exchange with escrow protection.

2. Eligibility

You must be 18+ and comply with Bangladeshi regulations regarding foreign currency exchange.

3. Escrow

All trades use escrow — RMB is held until payment is confirmed by both parties. Disputes are resolved by IOChanger administrators.

4. Fees

IOChanger charges a small fee on completed trades. Current rate: 0.10% of trade value.

5. Prohibited Activities

Fraud, money laundering, and market manipulation are strictly prohibited. Violations result in permanent ban.